FAQs

My fee structure is 3%, which is competitive within the market and does not vary based on price. As I mentioned during our initial meeting, the commission is typically covered by the seller in most cases, which has been consistent in every transaction I’ve closed since 1992. Regarding the NAR settlement, I prioritize transparency and would be happy to discuss any specific concerns further.

Yes, I offer discounts when you select me for both buying and selling. I recently reduced my commission to 2.5% for a client’s listing. However, I don’t typically reduce it further because I invest heavily in marketing, which is critical to reaching the right audience and achieving success.

I am a full-service real estate agent with over 30 years of experience and currently co-owner of LoChirco Realty LLC. My services include:

• Organizing customized home searches
• Assisting with lenders
• Scheduling home tours
• Negotiating and fact-finding
• Drafting and submitting offers
• Coordinating inspections and appraisals
• Managing title work and communication with all parties involved
• Addressing inspection concerns

Additionally, my team includes builders and remodelers who provide insights when needed. You can read my Zillow reviews to see my work ethic and commitment.

Yes, I am a full-time real estate agent. You can learn more about me and my background on my “About Me” page.

I am available 7 days a week, from 9:00 AM to 10:00 PM. Responsiveness is a priority for me.

I usually represent 5-8 clients at a time, which ensures each client receives the attention they deserve.

I have 32 years of experience in real estate, spanning both new construction and traditional transactions. My ability to navigate various market conditions speaks to my expertise.

The market is dynamic, and I’d be happy to provide a detailed analysis of inventory, competition, and opportunities in your target price ranges ($750K–$1M, $1M–$1.25M, and $1.25M–$1.5M).

My offer strategy is tailored to each situation and focuses on competitive offers. I work to gather key insights from the seller’s agent to understand the seller’s motivation, which often gives us an edge.

In 2024, 90% of my initial buyer offers were accepted, and 100% of offers led to successful closings.

Sellers are often more flexible on price and occupancy but less so on repairs. I work closely with my builder and remodeler network to provide accurate repair estimates so clients can make informed decisions.

Yes, through my network of builders and agents, I often receive previews of homes before they are officially listed, giving my clients a competitive advantage.

The only deal I’ve had fall through involved a poor inspection report. While inspections are beyond my control, I provide tools and resources to help clients evaluate potential costs and make informed decisions.

Yes, I work with Brent Green at Lake Michigan Credit Union, Sal Cusumano at Element Funding and Ann Mickens at First State Bank have consistently provided smooth closings and excellent communication. I also encourage clients to compare rates to ensure the best fit.

Yes, I have an extensive network of contractors, including those who assist with inspections during the offer process.

1. Stay clear on your must-haves and budget (your detailed input is fantastic!).
2. Remain open-minded, as homes can surprise you.
3. Communication is key, and I prioritize keeping you informed at every step.